A text message is just one more tool your bank can use to contact you. In this digital age, you have the option of having your bank send you a text every time your card is used so you know when a transaction is authorized.
Now scammers are using text to their advantage. People are conditioned to pay attention to texts because we believe only our friends text us. So when we get a text that looks official, and from a bank, we tend to take it seriously.
Scammers are texting people and making it look like an urgent message from a bank. They give you a number to call or a website to visit. Either way, they’re going to ask for your bank account information.
Officials say if you get a text, and you aren’t sure, then call the number on the back of your credit card first and ask someone who works for your bank.